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Remortgage rates

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Remortgage rates

Many people begin their remortgage search by looking for the best mortgage rates in the market, but it’s important to remember that cheapest mortgage rates aren’t the whole story. The remortgage rates below are an indication of the current mortgage deals in the market, but are not necessarily the best remortgage for you.

Give us a call today and speak to one of our completely impartial advisers.  You’ll get a friendly, impartial and tailored service.  They’ll even tell you if you’d get a better deal by bypassing Which? altogether, and going direct to other lenders. And best of all, an initial consultation is free. So you’ve got nothing to lose (except your hefty mortgage repayments, of course).

Nationwide B.Soc
INITIAL RATE
1.50%
TYPE
TRACKER
TOTAL FEES
£20
APRC
3.4%
24 payments at £599.90
then 276 at
£756.83
SEE MORE
subsequent RATE
3.74%
INITIAL PERIOD
24
total amount payable over the term
£152,051
early repayment period
0m
initial payment
£599.90
subsequent payment
£756.83
Leek United BS
INITIAL RATE
1.35%
TYPE
VARIABLE
TOTAL FEES
£427
APRC
4.6%
24 payments at £589.12
then 276 at
£867.47
SEE MORE
subsequent RATE
5.19%
INITIAL PERIOD
24
total amount payable over the term
£152,290
early repayment period
0m
initial payment
£589.12
subsequent payment
£867.47
Nottingham
INITIAL RATE
1.75%
TYPE
VARIABLE
TOTAL FEES
£30
APRC
4.9%
24 payments at £617.34
then 276 at
£894.89
SEE MORE
subsequent RATE
5.49%
INITIAL PERIOD
24
total amount payable over the term
£152,753
early repayment period
0m
initial payment
£617.34
subsequent payment
£894.89
Hinckley + Rugby BS
INITIAL RATE
2.09%
TYPE
VARIABLE
TOTAL FEES
£0
APRC
2.1%
0 payments at £641.96
then 300 at
£641.96
SEE MORE
subsequent RATE
2.09%
INITIAL PERIOD
0
total amount payable over the term
£153,087
early repayment period
0m
initial payment
£641.96
subsequent payment
£641.96
Coventry
INITIAL RATE
1.75%
TYPE
VARIABLE
TOTAL FEES
£507
APRC
1.8%
0 payments at £617.34
then 300 at
£617.34
SEE MORE
subsequent RATE
1.75%
INITIAL PERIOD
0
total amount payable over the term
£153,215
early repayment period
0m
initial payment
£617.34
subsequent payment
£617.34

This table is based on a property value of £250,000 and a mortgage of £150,000. This is calculated
on a capital repayment basis over 25 years.

Find out more about APRC and how it is calculated here.

Although rates are very low at the moment, it is a mistake to examine mortgage products by looking at rates only, as these don’t factor in important features like additional fees, conditions and the term of the loan. Our expert mortgage advisers can search the whole of the market for you, comparing mortgage rates as well as the fees and overall suitability for you.  Give us a call now and speak to one of our fully qualified advisers for a free initial consultation.

We’ve got lots of handy onsite tips and tools to help with your remortgage, such as a step by step guide to remortgaging, advice on how to how to cut the cost of remortgaging and a handy mortgage repayments calculator.

 

We’re here to help you

Contact Which? Mortgage Advisers free from a mobile or landline on 0800 316 4071

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