Self-build mortgages – how we can help
If you’re building a home from scratch, or significantly rebuilding a property, Which? Mortgage Adviser’s expert advisers are ready to help you find a specialist mortgage deal.
To start with, self-build mortgages are offered by fewer lenders, so you have less choice than when choosing a standard mortgage. Plus, deposits are higher (often 40%), and the money will be released in stages as the building work progresses – sometimes only after the work is completed.
All this means you need to plan your finances very carefully. It’s easy to see that getting impartial advice to ensure don’t pay over the odds is one of the most important factors in making your self-build a success.
Our expert advisers will undertake a comprehensive search of the market to ensure they find what suits your needs.