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Thanks for using Which? Money Compare - now check with our experts that you’re getting the best deal for you

Our impartial advisers work for you, not for commission

We search thousands of mortgages to find the right one for you

From start to finish, dedicated 1-2-1 support from our experts

Your initial consultation is free – see fees below

  • Our advisers work for you, not for commission

    Our mortgage advisers are impartial, qualified and salaried. So when they recommend a mortgage, you can be sure it’s the best one for you.

  • We search thousands of mortgages to find the right one for you

    Our advisers pick the best mortgage for you from more than 12,000 on the market, even if it’s one you can only get direct from the lender.

  • Dedicated 1-2-1 advice from a mortgage expert

    From the first phone call we assign you a qualified* mortgage adviser, and a dedicated mortgage coordinator who'll stay with you right through to completion.

  • Your initial consultation is free

    Call and speak with one of our qualified mortgage advisers for as long as you like. You only start paying when we start searching – see fees below.

* All our mortgage advisers hold the Certificate in Mortgage Advice and Practice (CeMAP), an industry standard qualification recognised by the Financial Conduct Authority.

Why you need our support

Independent and impartial, our experts make the mortgage process less stressful for you. A qualified mortgage adviser finds the right mortgage for you, and a mortgage coordinator guides you through every step until the keys are in your hands.

How much does it cost?

Our consultation service is free. If you then go with our mortgage recommendation, we charge you £499* for our expertise in arranging, brokering and supporting your application right up until you get your keys.

You pay £499* in two instalments:

  • Instalment 1: £299* when you submit your mortgage application
  • Instalment 2: £200* once your mortgage application has been processed and completed (or £100 if you’re a full Which? member**)

*These amounts are subject to change and charges apply to each mortgage contract you enter into through us. Once you’ve spoken to an adviser and provided details of your specific requirements, we confirm the exact fee to be paid and when it will be collected. On most mortgage applications, we receive a commission fee from the lender on completion. This is separate from our administration fee and is an additional fee we receive.

**To pay £100 you must be a full Which? member when you first contact us. This doesn’t apply to temporary or trial Which? members.

If you’re unhappy with any aspect of the Which? Mortgage Advisers service, please see the full details of how to register a complaint


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What our customers say

Our customers leave frank and honest feedback on the independent REVIEWS website. So don’t take our word for the quality of our service – take theirs.


Our advisers will get you the best deal from more than 12,000 mortgages – so you won’t have to bite off more than you can chew.

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