To find out what mortgages are available to you and exactly what your monthly payments would be speak to one of our advisers by calling the number below.
Lines are open:
- Monday - Friday
- Saturday - Sunday
- Public Holidays
- 9am - 5pm
Enter the expected rental income and (if you have it) the property value into the buy to let mortgage calculator below to get a rough idea of how much you could borrow.
Remember, this is only an estimate. Banks and building societies will take into account a number of different factors when calculating how much they will lend you so the actual amount you can borrow may vary considerably. Typically, they are unlikely to lend more than 75% of the overall property value and will want to see evidence that your expected rental income will cover your mortgage interest payments by at least 125%. However, you may be able to borrow more if you have other properties or collateral.
This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision and proceed with a mortgage.
Bear in mind that online calculators give a one size fits all estimate, but our impartial advisers can give you a much more accurate figure to work with.