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Buy to Let
Mortgages

Call now to speak to an expert mortgage adviser

Call us now

Free from your mobile or landline

0800 316 4071

Or we can call you...

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Lines are open:
Monday to Thursday: 9am - 8pm
Friday: 9am - 6pm
Saturday: 9am - 1pm

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Why choose us?

  • We're Which? Mortgage Advisers - we're on your side
  • Our qualified advisers are fully independent and impartial
  • We search 11,000+ mortgages to find one that's right for you
  • We also search and compare direct buy to let deals, and will let you know if you could get a better rate by going direct
  • Our advisers don't earn commission, when they recommend a deal it's because it's right for you not for us
  • Your initial consultation is free - you only pay a fee if you decide to submit an application with us
  • You pay a flat fee in two parts with no hidden charges (See 'What we charge' section below)

Get the buy to let mortgage deal you need

  • When you call you’ll speak directly to a qualified mortgage broker who will be with you from the first call right through to completion.
  • Our fully qualified mortgage advisers will search the whole of the market for you, including direct deals.
  • We'll even let you know, completely free of charge, if you could get a cheaper buy to let mortgage by going direct to a lender instead of using our service
  • Whether this is your first buy to let property or part of a growing portfolio our experts will cater advice to your individual needs.

Mortgage calculators

Get an idea of how much you could borrow and what your repayments might be with our handy calculators.

Buy to Let Stamp Duty Calculator How much can I borrow? Repayment Calculator

About Which? Mortgage Advisers

We’re part of Which?, the independent consumer champion, and we make sure your interests come first. All our advisers are completely impartial and CeMAP qualified - so you can count on their expert knowledge. Watch our short video to meet our team and find out how we can help you get the right buy to let deal for you.

Personalised mortgage advice for
Buy to let mortgages

we’re here to help from your first call until your buy to let mortgage completes

Call us now

Free from your mobile or landline

0800 316 4071

Or we can call you...

Request a call back

Lines are open:
Monday to Thursday: 9am - 8pm
Friday: 9am - 6pm
Saturday: 9am - 1pm

More about buy to let mortgages

Buying to let can be a great investment, it all comes down to getting the right mortgage deal to make the numbers add up for you - especially in today's market. While buy to let mortgages are similar to residential home loans, there are some very important differences that our expert advisers can help you get to grips with. Give us a call or find out more in the links below.

Buy to let mortgage rates

Buy to let mortgage rates change frequently,  you can get an idea of the kinds of rates available in our buy to let rates tables, or call our team and one of our expert advisers will look for the best deal to suit your circumstances.

Buy to let basics

If you’re looking to become a buy to let landlord for the first time there is a lot to think about, read more about buy to let and how it could work for you.

A guide to tax for landlords

Getting your tax arrangements absolutely right is a crucial part of buy-to-let investment. If you fail to get to grips with the rules, you could find yourself landed with sudden and unexpected bills, or even end up in hot water with the authorities. Find out more about the tax you’ll need to pay on our buy to let tax page or check out our buy to let stamp duty calculator.

Download our free Buy to Let guide

Download our free buy to let guide to find out more about investing in property, getting a buy to let mortgage becoming a landlord and lots more.

  • Alex Kemp and Shane Lucas at Which were my mortgage brokers for an extremely difficult pair of BTL expat landlord mortgages (including one on a very very old property.) Despite the endless difficulties banks through in the way of these offers, both staff were the model of perfect brokerage: fast, efficient, informed, in total command of the facts, entirely capable of representing my position, often forcefully, to the banks. Supreme customer service
    Mike Drennan
  • Which Mortgage Advisers are brilliant. They take the stress out of mortgages, (well most of it!). This was our second mortgage with them on our buy to let property. Keep up the great work.
    Ben

What we charge

You won't pay for your initial consultation. If you decide that you'd like us to help with your application, we'll charge a fee of £499 to cover our administration costs.

This is paid in two parts:

1.

A first instalment of £299 when we start. This fee is non-refundable and payable on application.

2.

A second instalment of £200 once you complete your mortgage. If you're a full Which? Member when you first get in touch, this is £100 (this does not include temporary or trial membership).

*These amounts are subject to change. These charges apply to each mortgage contract you enter into through us. Once you've spoken to an adviser and provided details on your specific requirements, we'll confirm the exact fee to be paid and when it will be collected.

On most mortgage applications we receive a commission fee from the lender on completion. This is separate from our administration fee and is additional fee we receive.

We’re here to help you

Contact Which? Mortgage Advisers free from a mobile or landline on 0800 316 4071

Or we’ll arrange to call you

Request a call back

Your home may be repossessed if you do not keep up repayments on your mortgage.

Lines are open:
Monday – Thursday: 9am-8pm
Friday: 9am-6pm
Saturday: 9am-1pm
Sunday: closed
Bank Holidays: closed