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What is a freehold?

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If you own the freehold it means you own your property and the land it is built on. This means, subject to planning laws, you can do what you like such as adding an extension or changing the garden. You can also pass it on to your heirs when you die.

But as the freeholder you are also responsible for any maintenance or repairs that need doing to your property – although of course you can decide whether to do them or not.

For more information about how a freehold could affect your mortgage selection give our experts a call and they can advise on the best option for your circumstance.

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