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Our mortgage advisers are impartial, qualified and salaried. So when they recommend a mortgage, you can be sure it’s the best one for you.
Our advisers pick the best mortgage for you from more than 12,000 on the market, even if it’s one you can only get direct from the lender.
From the first phone call we assign you a qualified* mortgage adviser, and a dedicated mortgage coordinator who'll stay with you right through to completion.
Call and speak with one of our qualified mortgage advisers for as long as you like. You only start paying when we start searching – see fees below.
* All our mortgage advisers hold the Certificate in Mortgage Advice and Practice (CeMAP), an industry standard qualification recognised by the Financial Conduct Authority.
Our consultation service is free. If you then choose to go with our mortgage recommendation, we charge a fee of £499* – which you pay in two instalments.
*These amounts are subject to change and charges apply to each mortgage contract you enter into through us. Once you’ve spoken to an adviser and provided details of your specific requirements, we confirm the exact fee to be paid and when it will be collected. On most mortgage applications, we receive a commission fee from the lender on completion. This is separate from our administration fee and is an additional fee we receive.
**To pay £100 you must be a full Which? member when you first contact us. This doesn’t apply to temporary or trial Which? members.
If you’re unhappy with any aspect of the Which? Mortgage Advisers service, please see the full details of how to register a complaint.
Get an idea of how much you could borrow and what your repayments might be.
Enter your earnings for a rough estimate of how much you could borrow for your mortgage.Go to calculator
Enter the price of a property to see how much tax you'd need to pay to buy it, and compare stamp duty rates.Go to calculator
Enter your details to calculate your mortgage repayments.Go to calculator
Our customers leave frank and honest feedback on the independent REVIEWS website. So don’t take our word for the quality of our service – take theirs.
Our mortgage advisers search more than 12,000 mortgages to find the right one for you and your loved ones, even if it's a mortgage you can only get direct from the lender.
Call us now to start the conversation
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