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Call free 0800 316 4071

We're experts at arranging the best mortgage deal for you

Our impartial advisers work for you, not commission

We search thousands of mortgages to find the right one for you

From start to finish, dedicated 1-2-1 support from our experts

Your initial consultation is free – see fees below

  • Our advisers work for you, not for commission

    Our mortgage advisers are impartial, qualified and salaried. So when they recommend a mortgage, you can be sure it’s the best one for you.

  • We search thousands of mortgages to find the right one for you

    Our advisers pick the best mortgage for you from more than 12,000 on the market, even if it’s one you can only get direct from the lender.

  • Dedicated 1-2-1 advice from a mortgage expert

    From the first phone call we assign you a qualified* mortgage adviser, and a dedicated mortgage coordinator who'll stay with you right through to completion.

  • Your initial consultation is free

    Call and speak with one of our qualified mortgage advisers for as long as you like. You only start paying when we start searching – see fees below.

* All our mortgage advisers hold the Certificate in Mortgage Advice and Practice (CeMAP), an industry standard qualification recognised by the Financial Conduct Authority.

Call an expert now

0800 316 4071

Calls are free from mobiles or landlines

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Why you need our support

Independent and impartial, our experts make the mortgage process less stressful for you. A qualified mortgage adviser finds the right mortgage for you, and a mortgage coordinator guides you through every step until the keys are in your hands.

How much does it cost?

Our consultation service is free. If you then choose to go with our mortgage recommendation, we charge a fee of £499* – which you pay in two instalments.

You pay £499* in two instalments:

  • Instalment 1: £299* when you submit your mortgage application
  • Instalment 2: £200* once your mortgage application has been processed and completed (or £100 if you’re a full Which? member**)

*These amounts are subject to change and charges apply to each mortgage contract you enter into through us. Once you’ve spoken to an adviser and provided details of your specific requirements, we confirm the exact fee to be paid and when it will be collected. On most mortgage applications, we receive a commission fee from the lender on completion. This is separate from our administration fee and is an additional fee we receive.

**To pay £100 you must be a full Which? member when you first contact us. This doesn’t apply to temporary or trial Which? members.

If you’re unhappy with any aspect of the Which? Mortgage Advisers service, please see the full details of how to register a complaint.

Mortgage calculators

Get an idea of how much you could borrow and what your repayments might be.

How much I can borrow?

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Stamp duty on property

Enter the price of a property to see how much tax you'd need to pay to buy it, and compare stamp duty rates.

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Mortgage repayments

Enter your details to calculate your mortgage repayments.

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What our customers say

Our customers leave frank and honest feedback on the independent REVIEWS website. So don’t take our word for the quality of our service – take theirs.


Our mortgage advisers search more than 12,000 mortgages to find the right one for you and your loved ones, even if it's a mortgage you can only get direct from the lender.

Call us now to start the conversation

0800 316 4071

Calls are free from mobiles or landlines

Open today from 8am to 8pm

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