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Opening hours

  • Monday - Thursday
  • Friday
  • Saturday
  • Sunday
  • Public holidays
  • 8am - 8pm
  • 8am - 6pm
  • 9am - 3pm
  • 10am - 4pm
  • Closed

We’re experts at finding and arranging the right mortgage for you

  • If it's cheaper to go direct to a lender, we'll tell you

    If you can get a better deal yourself by going direct to a lender, we'll let you know.

  • We search thousands of mortgages to find the right one for you

    Our advisers pick the best mortgage for you from thousands on the market.

  • Dedicated 1-2-1 advice from a mortgage expert

    From the first phone call we assign you a qualified* mortgage adviser, and a dedicated mortgage coordinator who'll stay with you right through to completion.

  • Your initial consultation is free

    Call and speak with one of our qualified mortgage advisers for as long as you like. You only start paying when we start searching – see fees below.

* All our mortgage advisers hold the Certificate in Mortgage Advice and Practice (CeMAP), an industry standard qualification recognised by the Financial Conduct Authority.

Mortgage calculators

Get an idea of how much you could save and what your repayments might be.

How much I can save?

Find out what interest rate on a new mortgage would save you money.

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Stamp duty on property

Enter the price of a property to see how much tax you'd need to pay to buy it, and compare stamp duty rates.

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Mortgage repayments

Enter your details to calculate your mortgage repayments.

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Speak to an expert

Request a call back
  • Monday - Thursday
  • Friday
  • Saturday
  • Sunday
  • Public holidays
  • 8am - 8pm
  • 8am - 6pm
  • 9am - 3pm
  • 10am - 4pm
  • Closed

How we can help

We’re here to make the mortgage process less stressful for you. A qualified mortgage adviser finds you the right mortgage, and a mortgage coordinator guides you through every step until the keys are in your hands.

What our customers say

Our customers leave frank and honest feedback on the independent REVIEWS website. So don’t take our word for the quality of our service – take theirs.

How much does it cost?

Our consultation service is free. If you then choose to go with our mortgage recommendation, we charge a fee of £499* – which you pay in two instalments.

You pay £499* in two instalments:

  • Instalment 1: £299* when you submit your mortgage application
  • Instalment 2: £200* once your mortgage application has been processed and completed (or £100 if you’re a full Which? member**)

*These amounts are subject to change and charges apply to each mortgage contract you enter into through us. Once you’ve spoken to an adviser and provided details of your specific requirements, we confirm the exact fee to be paid and when it will be collected. On most mortgage applications, we receive a commission fee from the lender on completion. This is separate from our administration fee and is an additional fee we receive.

**To pay £100 you must be a full Which? member when you first contact us. This doesn’t apply to temporary or trial Which? members.

If you’re unhappy with any aspect of the Which? Mortgage Advisers service, please see the full details of how to register a complaint.

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