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First time buyer rates

Searching for a mortgage deal can feel like a minefield, but our expert team at Which? Mortgages Advisers can help cut through the jargon. These mortgage rates are an indication of the first time buyer deals in the market, but are not necessarily the right mortgage for you. Give us a call today and get started on your mortgage journey by speaking to one of our qualified advisers about the first time buyer deals available to you. We can arrange a mortgage in principle for you and help you take those first steps towards securing a mortgage.

Leek United BS
INITIAL RATE
1.70%
TYPE
VARIABLE
TOTAL FEES
£20
APRC
4.8%
24 payments at £613.76
then 276 at
£890.42
SEE MORE
subsequent RATE
5.44%
INITIAL PERIOD
24
total amount payable over the term
£152,614
early repayment period
0m
initial payment
£613.76
subsequent payment
£890.42
Danske Bank
INITIAL RATE
2.69%
TYPE
TRACKER
TOTAL FEES
£225
APRC
2.8%
0 payments at £688.45
then 300 at
£688.45
SEE MORE
subsequent RATE
2.69%
INITIAL PERIOD
0
total amount payable over the term
£152,842
early repayment period
0m
initial payment
£688.45
subsequent payment
£688.45
Accord Mortgages
INITIAL RATE
1.54%
TYPE
VARIABLE
TOTAL FEES
£525
APRC
4.4%
26 payments at £602.42
then 274 at
£851.06
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subsequent RATE
4.99%
INITIAL PERIOD
26
total amount payable over the term
£152,887
early repayment period
0m
initial payment
£602.42
subsequent payment
£851.06
Nationwide B.Soc
INITIAL RATE
2.29%
TYPE
TRACKER
TOTAL FEES
£20
APRC
3.8%
24 payments at £657.17
then 276 at
£780.88
SEE MORE
subsequent RATE
3.99%
INITIAL PERIOD
24
total amount payable over the term
£152,973
early repayment period
0m
initial payment
£657.17
subsequent payment
£780.88
Nottingham
INITIAL RATE
1.99%
TYPE
VARIABLE
TOTAL FEES
£0
APRC
4.9%
24 payments at £634.66
then 276 at
£896.72
SEE MORE
subsequent RATE
5.49%
INITIAL PERIOD
24
total amount payable over the term
£153,079
early repayment period
0m
initial payment
£634.66
subsequent payment
£896.72

This table is based on a property value of £180,000 and a mortgage of £150,000. This is calculated on a capital repayment basis over 25 years.

If you’re looking for more information on buying your first home use our interactive online first time buyer’s guide to find out more about the process.

If you’re looking to secure a first time buyer mortgage talk to one of our impartial experts who will be able to search thousands of mortgages to find the best deal for you based on your personal circumstances, taking into account factors like fees, conditions and suitability.

Find out more about APRC and how it is calculated here.

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