Best mortgage deals

Lender
Name
Initial
Rate
Type LTV Total
Fees
APR See More Do I
qualify?
N+Premortgage mortgage
1.74%
TRACKER
60%
£30
N+P remortgage mortgage 4.2%
Subsequent
Rate
4.99%
Initial
Period
36
3 Year
Total
Cost
22,240
Early
Repayment
Period
24m
Initial
Payment
£616.97
Subsequent
Payment
£844.91
Nationwide B.Socremortgage mortgage
1.89%
TRACKER
60%
£20
Nationwide B.Soc remortgage mortgage 3.5%
Subsequent
Rate
3.99%
Initial
Period
36
3 Year
Total
Cost
22,369
Early
Repayment
Period
0m
Initial
Payment
£627.78
Subsequent
Payment
£771.92
Coventryremortgage mortgage
1.89%
VARIABLE
60%
£308
Coventry remortgage mortgage 1.9%
Subsequent
Rate
1.89%
Initial
Period
0
3 Year
Total
Cost
22,909
Early
Repayment
Period
0m
Initial
Payment
£627.78
Subsequent
Payment
£627.78
Darlingtonremortgage mortgage
1.94%
VARIABLE
60%
£274
Darlington remortgage mortgage 5.0%
Subsequent
Rate
5.95%
Initial
Period
37
3 Year
Total
Cost
23,004
Early
Repayment
Period
37m
Initial
Payment
£631.41
Subsequent
Payment
£921.11
Virgin Money PLCremortgage mortgage
1.74%
TRACKER
60%
£1,094
Virgin Money PLC remortgage mortgage 4.0%
Subsequent
Rate
4.54%
Initial
Period
37
3 Year
Total
Cost
23,306
Early
Repayment
Period
37m
Initial
Payment
£616.97
Subsequent
Payment
£828.91

This table is based on a property value of £250,000 and a mortgage of £150,000. This is calculated on a capital repayment basis over 25 years.

These best mortgage rates are an indication of the mortgage deals in the market, but are not necessarily the right mortgage for you. With access to a range of products exclusively available to mortgage brokers, we recommend you call one of our impartial advisers who can help find the right mortgage for you.

The rates table gives an indication of the best rates currently on the market available for both Fixed and Tracker Mortgages. However these may not reflect the best deal available for your individual circumstances.

We recommend that you speak to a Which? mortgage adviser by calling us on 0117 981 7787 – or request a call back. Our advisers look at every mortgage from every available lender, and because they’re paid a salary – not a sales commission – you can have confidence that you’ll receive truly impartial advice.

Your home may be repossessed if you do not keep up repayments on your mortgage.