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Which Mortgage Advisers

ACCA and Which? Mortgage Advisers

  • Free initial consultation
  • Our in-house advisers do not get paid individual commission
  • We’ll search 1000s of mortgages to find the best deal for you
  • Get 10% off the application and completion fee*
Call us free on
0800 316 4071

About us

At Which? Mortgage Advisers, we give you impartial mortgage advice to make sure you get the best deal when you’re moving house, remortgaging or buying a new home.

We don’t pay our advisers individual commission. So when we recommend a mortgage, there’s no hidden agenda. The only interests we’re working for are yours:

  • We scour the whole market, even deals you only get by applying direct to the lender
  • We give you your own CeMAP qualified mortgage adviser and dedicated caseworker
  • We guide you through the whole process, until you’re holding the keys to your new home
  • We’re authorised and regulated by the Financial Conduct Authority

We’re owned by a registered charity, the Consumers’ Association. We use any profits we make to pay for the campaigning we do on behalf of all consumers.

Find out more

Get 10% off the application and completion fee* 

Which? Mortgage Advisers will search over 11,000 mortgages† and pick out a deal that’s right for your circumstances – and let you know if any direct deals are cheaper.

We pride ourselves on offering a truly independent and personalised service. You will be allocated a dedicated mortgage adviser and caseworker who will advise you from the beginning right up until completion.

What’s more, as an ACCA member you will receive a 10% discount off the application fee (usually £299), and 10% off the completion fee (usually £200).*

We can help with:

  • First Time Buyers/Help to Buy
  • Remortgages
  • Buy to Let
  • Home moves
  • Self-build
  • Specialist mortgages

Contact us using the above options to discuss your needs.

*ACCA members can receive this discount and pay £269 on application instead of £299, and pay £180 on completion instead of £200. (The Which? member discount does not apply if you choose to use this discount). Only one offer or discount can be applied at a time and cannot be used in conjunction with any other offer or discount. On most mortgage applications we receive a commission fee from the lender on completion. This is separate from our administration fee and is an additional fee we receive. These amounts are subject to change. These charges apply to each mortgage contract you enter into through us. Once you’ve spoken to an adviser and provided details on your specific requirements, we’ll confirm the exact fee to be paid and when it will be collected. †Over 11,000+ mortgages figure based on data from Mortgage Brain showing over 11,261 mortgages available as at 19.11.15.

How we’ve helped

We were very satisfied with the service and have recommend it to several friends as a result. Your advice was great – you took the time to explain everything clearly and carefully, which was very useful for someone who didn’t know much going into this.

Adam Cochrane

We think your service was excellent in every way – from the initial advice to the completion of the remortgage. There was no hassle whatsoever and we are very well pleased. We will certainly recommend your services to anyone we know who may be interested. Thank you very much.

Mr and Mrs Thwaites

Thank you for your patience in helping us through the challenges of moving. You did a tremendous job. Thank you very much for helping in the expansion of our happiness.

Paul Robinson

Mortgage calculators

Get an idea of how much you could borrow and what your repayments might be with our handy calculators.

Use the repayment calculator

We’re here to help you

Contact Which? Mortgage Advisers free from a mobile or landline on 0800 316 4071

Or we’ll arrange to call you

Request a call back

Your home may be repossessed if you do not keep up repayments on your mortgage.

Lines are open:
Monday – Thursday: 9am-8pm
Friday: 9am-6pm
Saturday: 9am-1pm
Sunday: closed
Bank Holidays: closed