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JC and Which? Mortgage Advisers

  • Free initial consultation
  • We’ll search 1000s of mortgages to find the best deal for you
  • Exclusive offer – get £75 worth of John Lewis Gift Vouchers* when you complete your mortgage through Which? Mortgage Advisers
Call us free on
0800 316 4071

About us

At Which? Mortgage Advisers, we give you impartial mortgage advice to make sure you get the best deal when you’re moving house, remortgaging or buying a new home.

We don’t pay our advisers individual commission. So when we recommend a mortgage, there’s no hidden agenda. The only interests we’re working for are yours:

  • We scour the whole market, even deals you only get by applying direct to the lender
  • We give you your own CeMAP qualified mortgage adviser and dedicated caseworker
  • We guide you through the whole mortgage process, until you’re holding the keys to your new home
  • We’re authorised and regulated by the Financial Conduct Authority

Find out more

Get £75 worth of John Lewis Gift Vouchers* 

Which? Mortgage Advisers will search over 10,500† mortgages and pick out a deal that’s right for your circumstances – and let you know if any direct deals are cheaper.

We pride ourselves on offering a truly independent and personalised service. You will be allocated a dedicated mortgage adviser and caseworker who will advise you from the beginning right up until completion.

What’s more, as a JC reader you will exclusively receive £75 worth of John Lewis Gift Vouchers upon completion of your mortgage.*

We can help with:

  • First Time Buyers/Help to Buy
  • Remortgages
  • Buy to Let
  • Home moves
  • Self-build
  • Specialist mortgages

Contact us using the above options to discuss your needs.

*This offer is available to JC readers who complete a mortgage through Which? Mortage Advisers. Only one £75 John Lewis gift voucher may be claimed per completed mortgage. This offer may not be used in conjunction with any other offer. JC readers will need to quote “JC Club” when they contact Which? Mortgage Advisers and before they start the mortgage application process through Which? Mortgage Advisors. Which? Financial Services reserves the right to vary or amend these terms and conditions or withdraw this promotion at any time. Terms and conditions apply to use of the Which? Mortgage Advisers services.
†10,500 mortgages figure based on data from Mortgage Brain showing over 10,800 mortgages available as at 13.03.17.

How we’ve helped

We were very satisfied with the service and have recommend it to several friends as a result. Your advice was great – you took the time to explain everything clearly and carefully, which was very useful for someone who didn’t know much going into this.

Adam Cochrane

We think your service was excellent in every way – from the initial advice to the completion of the remortgage. There was no hassle whatsoever and we are very well pleased. We will certainly recommend your services to anyone we know who may be interested. Thank you very much.

Mr and Mrs Thwaites

Thank you for your patience in helping us through the challenges of moving. You did a tremendous job. Thank you very much for helping in the expansion of our happiness.

Paul Robinson

Mortgage calculators

Get an idea of how much you could borrow and what your repayments might be with our handy calculators.

Use the repayment calculator

What we charge

You won’t pay for your initial consultation. If you decide that you’d like us to help with your application, we’ll charge a fee of £499* to cover our administration costs.

This is paid in two parts:

1. A first instalment of £299 when we start. This fee is non-refundable and payable on application.

2. A second instalment of £200 once you complete your mortgage. If you’re a full Which? member when you first get in touch, this is £100 (this does not include temporary or trial membership).

*These amounts are subject to change. These charges apply to each mortgage contract you enter into through us. Once you’ve spoken to an adviser and provided details on your specific requirements, we’ll confirm the exact fee to be paid and when it will be collected.
On most mortgage applications we receive a commission fee from the lender on completion. This is separate from our administration fee and is an additional fee we receive.

We’re here to help you

Contact Which? Mortgage Advisers free from a mobile or landline on 0800 316 4071

Or we’ll arrange to call you

Request a call back

Your home may be repossessed if you do not keep up repayments on your mortgage.

Lines are open:
Monday – Thursday: 9am-8pm
Friday: 9am-6pm
Saturday: 9am-1pm
Sunday: closed
Bank Holidays: closed