- First Time Buyers
- Buy to Let
- Other Mortgages
- Mortgage Rates
- About Us
Our completely impartial advisers search the whole of the market
to find the deal that's best for you
We’re part of Which?, the independent consumer champion, and we make sure your interests come first. All our advisers are completely impartial and CeMAP qualified - so you can count on their expert knowledge. Watch our short video to meet our team and find out how we can help you get the right deal for you.
Our helpful, expert brokers offer completely impartial advice and are with you
from the first phone call until your mortgage completes
We offer independent advice to make sure you get the best deal whether you’re a first time buyer, remortgaging, buying a new home or looking for a buy to let mortgage.
At Which? Mortgage Advisers we believe that moving home is the perfect opportunity to look for a better mortgage deal. Whether you’re looking to buy a bigger property and borrow more – or want to let out your current home and buy somewhere new elsewhere – our impartial advisers can talk you through your options.
If you’re looking to get a new fixed rate mortgage while rates are low we can search remortgage rates and different fixed periods to find a deal that suits your plans. Since the situation is changing rapidly and what is really key is getting advice that works for you as an individual – now is the time to speak to an independent adviser to get advice tailored to your personal circumstances.
There is no standard amount of deposit that you need but generally speaking the bigger the deposit you have, the cheaper the mortgage deals you will be able to get. But don’t despair if you’re struggling to save a large deposit there are still many mortgages out there for first time buyers. You can find typical first time buyer mortgage rates in our rates tables.
The key to making a buy to let venture work for you is finding the best possible mortgage deal. That’s why it’s so important to take impartial advice – especially in today’s market. While buy to let mortgages are similar to residential home loans, there are some very important differences that our expert advisers can help you get to grips with. Download our free buy to let guide to find out more or call one of our expert advisers for mortgage advice tailored to meet your needs.
You won't pay for your initial consultation. If you decide that you'd like us to help with your application, we'll charge a fee of £499 to cover our administration costs.
This is paid in two parts:
A first instalment of £299 when we start. This fee is non-refundable and payable on application.
A second instalment of £200 once you complete your mortgage. If you're a full Which? Member when you first get in touch, this is £100 (this does not include temporary or trial membership).
*These amounts are subject to change. These charges apply to each mortgage contract you enter into through us. Once you've spoken to an adviser and provided details on your specific requirements, we'll confirm the exact fee to be paid and when it will be collected.
On most mortgage applications we receive a commission fee from the lender on completion. This is separate from our administration fee and is additional fee we receive.
Contact Which? Mortgage Advisers free from a mobile or landline on 0800 316 4071
Or we’ll arrange to call you
Your home may be repossessed if you do not keep up repayments on your mortgage.
Lines are open:
Monday – Thursday: 9am – 8pm
Friday: 9am – 6pm
Saturday: 9am – 1pm
Bank holidays: Closed