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Which? Mortgage Advisers are unfortunately unable to accept any new customers. We apologise for any inconvenience.
Existing customers can still contact us on 01174 566027

How first time buyer mortgages work

Find out how much you should save for a deposit, and use our calculator to see how long it will take.

How first time buyer mortgages work

Let’s face it, the road to owning your first home is a bit scary.

That’s one reason why more first time buyers now trust the impartial personal advisers at Which? Mortgage Advisers to cut through the marketing jargon, help work out what they really need, and then comb the market to reveal the very best deals available. Our independent advisers can explain how you could go about getting a first time buyer mortgage that is right for you.

With interest rates still attractively low, Which? Mortgage Advisers believe we can quickly seek out deals that are perfect for our customers – even those with more specialist requirements – while making sure they don’t rush into any costly mistakes. We have helpful information on a wide range of topics, such as how to check your credit score.

If you’d like to discuss the schemes open to first time buyers such as Help to Buy or the Starter Home initiative give us a call and speak to one of our fully CeMAP qualified advisers who will be able to talk you through the details.

What is a mortgage and what types are available?

Watch our short video guide to mortgages to find out how they work and the difference between repayment and interest only and fixed and variable mortgages.

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