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First Time Buyer Mortgage



How first-time buyer mortgages work

Let’s face it, the road to owning your first home is a bit scary.

That’s one reason why more first time buyers now trust the impartial personal advisers at Which? Mortgage Advisers to cut through the marketing jargon, help work out what they really need, and then comb the market to reveal the very best deals available. Our independent advisers can explain how you could go about getting a first time buyer mortgage that is right for you.

With interest rates still attractively low, Which? Mortgage Advisers believe we can quickly seek out deals that are perfect for our customers – even those with more specialist needs – while making sure they don’t rush into any costly mistakes. We also have helpful information on a wide range of topics, such as how to check your credit score, and if you’re ready to look at properties, we have a handy cut out and keep property-viewing checklist for you to download.

If you’d like to discuss the schemes open to first time buyers such as Help to Buy or the Starter Home initiative give us a call and speak to one of our fully CeMAP qualified advisers who will be able to talk you through the details.

What is a mortgage and what types are available?

Watch our short video guide to mortgages to find out how they work and the difference between repayment and interest only and fixed and variable mortgages.


Check affordability

How much can I borrow? Stamp duty calculator Mortgage repayment calculator

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