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Speak To Our Mortgage Advisers For
Independent And Impartial Advice

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Why choose us?

  • We're Which? Mortgage Advisers - we're on your side
  • Our qualified advisers are expert and impartial
  • We guide you through the whole process
  • We search 11,000+ mortgages to find one that's right for you
  • Your initial consultation is free - you only pay a fee if you decide to submit an application with us
  • We help with home moving, first time buyer, buy to let, remortgages, self employed mortgages, let to buy, help to buy and shared ownership

Talk to a Which? Mortgage Adviser

phone 0117 981 8250

First Time Buyers

Get it right first time with our fully impartial, expert advisers to guide you



We search over 11,000 deals, checking direct and broker only products to find one that's right for you


Moving Home

Our expert advisers make it less stressful by managing the mortgage part for you


Buy To Let

You mean business and so do we, count on us to find the best buy to let deal for you

About Which?

At Which? Mortgage Advisers, we give you impartial mortgage advice to make sure you get the best deals when you're moving house, remortgaging or buying a new home.

Watch our short video to meet our team and find out how we can help you get the right deal for you.

We’re here to help you

Contact Which? Mortgage Advisers on

phone 0117 981 8250

What we charge

You won't pay for your initial consultation. If you decide that you'd like us to help with your application, we'll charge a fee of £499 to cover our administration costs.

This is paid in two parts:


A first instalment of £299 when we start. This fee is non-refundable and payable on application.


A second instalment of £200 once you complete your mortgage. If you’re a full Which? Member when you first get in touch, this is £100 (this does not include temporary or trial membership).

*These amounts are subject to change. These charges apply to each mortgage contract you enter into through us. Once you've spoken to an adviser and provided details on your specific requirements, we'll confirm the exact fee to be paid and when it will be collected.

On most mortgage applications we receive a commission fee from the lender on completion. This is separate from our administration fee and is additional fee we receive.

  • When I first contacted Which Mortgage Advisers, following a Google search we both were very down after receiving several knock backs and there did not seem there was a way out for us without taking some drastic action and possibly having to move house, but Shabeer's expertise found us a way forward and this was continued by Jaime through to completion. We are now in a lot happier place and are able to keep our home through your help.
    Stephen & Janita
  • I originally attempted to deal directly with the providers but, as a first time buyer, found this approach time confusing and daunting. Which? made the process more straightforward. They were very helpful, informative and responded promptly to emails
    J Barrett

More about buying a new home

We offer independent advice to make sure you get the best deal whether you’re a first time buyer, remortgaging, buying a new home or looking for a buy to let mortgage.

Are you looking for a fixed rate mortgage?

If you’re looking to get a new fixed rate mortgage while rates are low we can search remortgage rates and different fixed periods to find a deal that suits your plans. Since the situation is changing rapidly and what is really key is getting advice that works for you as an individual – now is the time to speak to an independent adviser to get advice tailored to your personal circumstances.

Moving home?

At Which? Mortgage Advisers we believe that moving home is the perfect opportunity to look for a better mortgage deal. Whether you’re looking to buy a bigger property and borrow more – or want to let out your current home and buy somewhere new elsewhere – our impartial advisers can talk you through your options.

How big a deposit do I need?

There is no standard amount of deposit that you need but generally speaking the bigger the deposit you have, the cheaper the mortgage deals you will be able to get. But don’t despair if you’re struggling to save a large deposit there are still many mortgages out there for first time buyers. You can find typical first time buyer mortgage rates in our rates tables.

We’re here to help you

Contact Which? Mortgage Advisers free from a mobile or landline on 0800 316 4071

Or we’ll arrange to call you

Request a call back

Your home may be repossessed if you do not keep up repayments on your mortgage.

Lines are open:
Monday – Thursday: 9am-8pm
Friday: 9am-6pm
Saturday: 9am-1pm
Sunday: closed
Bank Holidays: closed