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Best Buy to Let Mortgage Rates

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Buy to let mortgage rates

The first step many people take when they’re looking for a buy to let mortgage is to compare buy to let mortgage rates, but it’s important to remember that rates aren’t the whole story. There are other factors which affect how suitable a deal is for you, like fees and conditions. The rates below give an idea of the best buy to let mortgages, but are not necessarily the right mortgage for you. Get started on your mortgage journey today by calling our expert advisers. You’ll get a friendly, impartial and tailored service.  They’ll even tell you if you’d get a better deal by bypassing Which? altogether, and going direct to other lenders. And best of all, an initial consultation is free. So you’ve got nothing to lose.

 

 

Skipton B.Society
INITIAL RATE
2.05%
TYPE
TRACKER
TOTAL FEES
£501
APRC
4.5%
24 payments at £639.04
then 276 at
£852.65
SEE MORE
subsequent RATE
4.94%
INITIAL PERIOD
24
total amount payable over the term
£153,589
early repayment period
0m
initial payment
£639.04
subsequent payment
£852.65
PMS - Leeds
INITIAL RATE
2.15%
TYPE
VARIABLE
TOTAL FEES
£234
APRC
5.0%
24 payments at £646.37
then 276 at
£909.79
SEE MORE
subsequent RATE
5.74%
INITIAL PERIOD
24
total amount payable over the term
£153,609
early repayment period
0m
initial payment
£646.37
subsequent payment
£909.79
Principality
INITIAL RATE
1.85%
TYPE
VARIABLE
TOTAL FEES
£25
APRC
4.3%
24 payments at £624.52
then 276 at
£835.34
SEE MORE
subsequent RATE
4.74%
INITIAL PERIOD
24
total amount payable over the term
£154,364
early repayment period
0m
initial payment
£624.52
subsequent payment
£835.34
Tipton + Coseley
INITIAL RATE
2.78%
TYPE
VARIABLE
TOTAL FEES
£300
APRC
4.3%
61 payments at £693.73
then 239 at
£858.20
SEE MORE
subsequent RATE
5.24%
INITIAL PERIOD
61
total amount payable over the term
£154,512
early repayment period
0m
initial payment
£693.73
subsequent payment
£858.20
Accord Mortgages
INITIAL RATE
2.39%
TYPE
TRACKER
TOTAL FEES
£950
APRC
4.5%
27 payments at £664.18
then 273 at
£869.10
SEE MORE
subsequent RATE
5.34%
INITIAL PERIOD
27
total amount payable over the term
£154,572
early repayment period
0m
initial payment
£664.18
subsequent payment
£869.10

This table is based on a property value of £250,000 and a mortgage of £150,000 with an expected monthly rental income of £1,000. This is calculated
on an interest only basis over 25 years.

Find out more about APRC and how it is calculated here. Buy-to-let mortgages usually require larger deposits than a typical residential loan, and your lender will need to see evidence that your expected rental income will be at least 125% of the mortgage interest payment. Find out more with our step by step guide to buy to let, or check out our inter-active guide to becoming a landlord.

We recommend you call one of our impartial advisers who can help find the right mortgage for you. Our expert advisers  have access to a range of products exclusively available to mortgage brokers and search the whole market, taking into account your personal circumstances and comparing factors like fees and introductory offers.

We’re here to help you

Contact Which? Mortgage Advisers free from a mobile or landline on 0800 316 4071

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