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Best Buy to Let Mortgage Rates

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Buy to let mortgage rates

The first step many people take when they’re looking for a buy to let mortgage is to compare buy to let mortgage rates, but it’s important to remember that rates aren’t the whole story. There are other factors which affect how suitable a deal is for you, like fees and conditions. The rates below give an idea of the best buy to let mortgages, but are not necessarily the right mortgage for you. Get started on your mortgage journey today by calling our expert advisers. You’ll get a friendly, impartial and tailored service.  They’ll even tell you if you’d get a better deal by bypassing Which? altogether, and going direct to other lenders. And best of all, an initial consultation is free. So you’ve got nothing to lose.

 

 

Skipton B.Society
INITIAL RATE
1.99%
TYPE
VARIABLE
TOTAL FEES
£1,001
APRC
4.6%
24 payments at £634.66
then 276 at
£852.22
SEE MORE
subsequent RATE
4.94%
INITIAL PERIOD
24
total amount payable over the term
£154,000
early repayment period
0m
initial payment
£634.66
subsequent payment
£852.22
Coventry BS-Godiva
INITIAL RATE
2.09%
TYPE
VARIABLE
TOTAL FEES
£1,007
APRC
2.2%
0 payments at £641.96
then 300 at
£641.96
SEE MORE
subsequent RATE
2.09%
INITIAL PERIOD
0
total amount payable over the term
£154,219
early repayment period
0m
initial payment
£641.96
subsequent payment
£641.96
Accord Mortgages
INITIAL RATE
2.49%
TYPE
TRACKER
TOTAL FEES
£450
APRC
4.4%
30 payments at £671.68
then 270 at
£867.61
SEE MORE
subsequent RATE
5.34%
INITIAL PERIOD
30
total amount payable over the term
£154,221
early repayment period
0m
initial payment
£671.68
subsequent payment
£867.61
Leeds B Society
INITIAL RATE
2.34%
TYPE
VARIABLE
TOTAL FEES
£1,034
APRC
5.1%
24 payments at £660.44
then 276 at
£911.21
SEE MORE
subsequent RATE
5.74%
INITIAL PERIOD
24
total amount payable over the term
£154,691
early repayment period
0m
initial payment
£660.44
subsequent payment
£911.21
Tipton + Coseley
INITIAL RATE
2.98%
TYPE
VARIABLE
TOTAL FEES
£300
APRC
4.4%
60 payments at £709.18
then 240 at
£862.24
SEE MORE
subsequent RATE
5.24%
INITIAL PERIOD
60
total amount payable over the term
£154,809
early repayment period
0m
initial payment
£709.18
subsequent payment
£862.24

This table is based on a property value of £250,000 and a mortgage of £150,000 with an expected monthly rental income of £1,000. This is calculated
on an interest only basis over 25 years.

Find out more about APRC and how it is calculated here. Buy-to-let mortgages usually require larger deposits than a typical residential loan, and your lender will need to see evidence that your expected rental income will be at least 125% of the mortgage interest payment. Find out more with our step by step guide to buy to let, or check out our inter-active guide to becoming a landlord.

We recommend you call one of our impartial advisers who can help find the right mortgage for you. Our expert advisers  have access to a range of products exclusively available to mortgage brokers and search the whole market, taking into account your personal circumstances and comparing factors like fees and introductory offers.

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