We’re part of the Which? group, the independent consumer champion, and we make sure your interests come first
All our advisers are CeMAP qualified so you can count on their expert knowledge
We look at every available mortgage from every available lender
Our advisers scour the entire market to find the best deal for you – they aren’t tied to any particular lender or panel
We will let you know, completely free of charge, if you could get a better rate by going direct to a lender rather than using our service.
We pick the best deal that’s right for you from thousands of different mortgages
You get personal service from your very first call
You’ll come straight through to one of our expert advisers – no robots or call handlers to deal with.
Your named adviser will be with you from initial consultation to completion
You’ll also be assigned a dedicated case handler who keeps everything moving and keeps you updated on the progress of your application
Our recommendation will be 100% tailored to your needs and circumstances
Get our expert advice from wherever suits you – home, work or on the move
What will it cost?
There’s no fee to pay until you’re happy with our recommendation and ready for us to submit your application
We then charge a fee of £499 – payable in two instalments. The first instalment of £299 is charged when your mortgage application is submitted, and the second fee of £200 is payable once your mortgage application has been processed and completed (this reduces to £100 if you’re a full Which? member).
On all mortgage applications, we receive a commission fee from the lender on completion. This is separate from our administration fee and is an additional fee we receive
Instalment 1: £299* when you submit your mortgage application
Instalment 2: £200* once your mortgage application has been processed and completed (or £100 if you’re a full Which? member**)
*These amounts are subject to change and charges apply to each mortgage contract you enter into through us. Once you’ve spoken to an adviser and provided details of your specific requirements, we confirm the exact fee to be paid and when it will be collected. On all mortgage applications, we receive a commission fee from the lender on completion. This is separate from our administration fee and is an additional fee we receive.
**To pay £100 you must be a full Which? member when you first contact us. This doesn’t apply to temporary or trial Which? members.
Which? Mortgage Advisers is a trading name of Which? Financial Services Limited. Registered Office: 2 Marylebone Road, London NW1 4DF. Registered in England and Wales No. 7239342. Which? Financial Services Limited is authorised and regulated by the Financial Conduct Authority – registration No.527029. Telephone calls may be recorded and/or monitored.
Your home may be repossessed if you do not keep up repayments on your mortgage.