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Should I opt for a cashback mortgage?

Cashback offers are no doubt appealing when you’re looking for all the help you can get to afford your dream home – but cashback mortgages don’t always offer the best value. The key thing is to make sure that you don’t choose a mortgage based on cashback alone. Some cashback mortgages leave you paying much more in interest than you would if you had chosen the best deal on the market for your circumstances. Instead you should treat cashback mortgages like any other deal, and compare the total overall cost including any arrangement and booking fees, not just headline interest rates and cashback amounts.

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