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Which? Mortgage Advisers are unfortunately unable to accept any new customers. We apologise for any inconvenience.
Existing customers can still contact us on 01174 566027

Read the Mortgage and Property advice from Which? to help you find the best solution for your needs or use Money Compare to find the best mortgage for you.

Should I opt for a cashback mortgage?

Cashback offers are no doubt appealing when you’re looking for all the help you can get to afford your dream home – but cashback mortgages don’t always offer the best value. The key thing is to make sure that you don’t choose a mortgage based on cashback alone. Some cashback mortgages leave you paying much more in interest than you would if you had chosen the best deal on the market for your circumstances. Instead you should treat cashback mortgages like any other deal, and compare the total overall cost including any arrangement and booking fees, not just headline interest rates and cashback amounts.

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