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Which? Mortgage Advisers are unfortunately unable to accept any new customers. We apologise for any inconvenience.
Existing customers can still contact us on 01174 566027

Read the Mortgage and Property advice from Which? to help you find the best solution for your needs or use Money Compare to find the best mortgage for you.

Is it better to buy or rent and save a bigger deposit?

Deciding whether to buy now with a smaller deposit or save up for longer to secure a better mortgage deal is difficult. The housing market changes all the time and the cost of renting or buying could get cheaper or more expensive over the next few years. So, there is no clear cut right or wrong answer.

The main thing to consider is affordability – would you comfortably be able to afford any mortgage repayments? And, could you still afford your mortgage repayments if your interest rate increased? Our mortgage repayments calculator can help you to figure this out. If you can answer yes to both of these questions, then buying a house could be a good option for you.

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