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Is it better to buy or rent and save a bigger deposit?

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0292 267 0274

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Deciding whether to buy now with a smaller deposit or save up for longer to secure a better mortgage deal is difficult. The housing market changes all the time and the cost of renting or buying could get cheaper or more expensive over the next few years. So, there is no clear cut right or wrong answer.

The main thing to consider is affordability – would you comfortably be able to afford any mortgage repayments? And, could you still afford your mortgage repayments if your interest rate increased? Our mortgage repayments calculator can help you to figure this out. If you can answer yes to both of these questions, then buying a house could be a good option for you.

Talk mortgages with our experts

0292 267 0274

Calls are free from mobiles and landlines

Closed - check opening times
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