Age is one of the key factors that lenders take into account when making a mortgage offer, and lenders are able to increase and decrease the maximum age they will lend to for different mortgage types at any time. Depending on the lender and mortgage type you could secure a mortgage at 75, whereas another prospective borrow may struggle at as young as 40. Developments such as the imposition of age restrictions are just one of the factors that make seeking independent, impartial advice so vital when you are searching for a mortgage. Here at Which? Mortgage Advisers we search thousands of products from available lenders and are aware of the stipulations that each insist on, and can give you tailored advice based on your personal circumstances.