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Changes in buy to let market

The buytolet market has seen some big changes this week

The Mortgage Works, Nationwide’s buy-to-let arm, has increased its stress testing by 20%. This in essence, could be the amount of savings landlords will lose once the tax changes have been finally phased out in 2019.

The idea behind the change is to safeguard landlord’s rental cover, should interest rates rise by as much as 5%.

Barclays has also followed suit, and it’s possible other lenders will follow on after this.

Read more on these buy-to-let changes here

Find out more:

> A guide to tax for landlords
> Buy-to-let mortgage rates
> Buy-to-let stamp duty calculator

Check affordability

How much can I borrow? Stamp duty calculator Mortgage repayment calculator
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